Plevin PPI (Unfair Commission)

The Plevin case

In 2006, Mrs Plevin was sold a PPI policy to cover her secured loan from Paragon Personal Finance Ltd. She was not told that over 71% of her PPI premium payment was commission, paid to the lender. After finding this out, she took her claim to court alleging that her relationship with Paragon was unfair due to the non-disclosure of commission and the percentage of the PPI premium that was commission. The Supreme Court ruled that failure by the lender to disclose to Mrs Plevin the large commissions payable out of her PPI premiums created an unfair relationship, between her and the lender. Mrs Plevin was awarded compensation for this. You may be interested to learn that according to the Regulator, the average commission banks were paid for PPI policies was 67%i.

If your lender failed to disclose commission they took from the premiums which you paid for your PPI policy they may have created an unfair relationship. One of our legal partners can assist you with making a claim against your lender to claim back the full amount of commission taken.

Please view our infographic which provides more information.

What is Plevin?  


Source: i

Are you eligible to make a Plevin PPI claim?

The answer is ‘Yes’ if:

  • You have not already complained about the mis-selling of PPI; or
  • You have previously made a PPI claim which your lender defended and you were not awarded compensation.

The answer is ‘No’ if:

  • Your PPI mis-selling claim was upheld and you have received all of the money back which you paid for a PPI policy. In which case you will not get back more money. This is because there is no remaining loss that you need to claim back.

The first step is to establish whether or not you had a PPI policy. Simply click on the link below and our legal partner can investigate this for you.

Start my Plevin PPI check

Who sold PPI?

We have provided a list below of some lenders who could have sold you Payment Protection Insurance (PPI):

Who sold PPI?

How does the Plevin PPI claims process work?


Complete your details and then tell us about any lenders you believe you held a PPI policy with. To allow our legal partner to contact you about your potential claims and complete a Plevin PPI check with your lender, we will request that you sign a Letter of Authority for each lender online. The Claims Guys receive payments from our legal partner for any potential Plevin PPI claim we refer to them.


We will pass your personal information, including the contact details you have provided us and your signed Letters of Authority to our legal partner who will issue you with their Legal Pack, which will provide further information about their services and the Plevin PPI claims process.


Our legal partner will conduct a review to check whether you may be eligible to make a Plevin PPI claim and, where necessary, complete a Plevin PPI check by making a Data Subject Access Request (DSAR) to your lenders. We may provide ongoing administrative support to our legal partner to help them progress your potential claims.


If your claim has sufficient merit our legal partner will prepare and present your Plevin PPI claim to your lender, which may include making a court claim against your lender. Our legal partner will charge a fee for any successful Plevin PPI claim which will be deducted from any compensation payment received. Additional charges may also apply. All fees and charges will be outlined in their Legal Pack.