The Plevin Case
In 2006, Mrs Plevin was sold a PPI policy to cover her secured loan from Paragon Personal Finance Ltd. She was not told that over 71% of her PPI premium payment was commission, paid to the Lender. After finding this out, she took her Claim to Court alleging that her relationship with Paragon was unfair due to the non-disclosure of commission and the percentage of the PPI premium that was commission. The Supreme Court ruled that failure by the Lender to disclose to Mrs Plevin the large commissions payable out of her PPI premiums created an unfair relationship, between her and the Lender. Mrs Plevin was awarded compensation for this. You may be interested to learn that according to the Regulator, the average commission banks were paid for PPI policies was 67%i.
If your Lender(s) failed to disclose commission(s) which you paid for your PPI policy(ies) they may have created an unfair relationship(s). Our Legal Partner, The Claims Guys Legal (TCG Legal), can assist you with making a Claim(s) to your Lender(s).
Please view our infographic which provides more information.
Can we help you make a Plevin PPI Claim(s)
The answer is ‘Yes’ if:
- You have not already complained about the mis-selling of PPI; or
- You have previously made a PPI Claim which your Lender defended and you were not awarded Compensation.
The answer is ‘No’ if:
- You have received all of the money you have paid for a PPI policy(ies). In which case you will not get back more money. This is because there is no remaining loss that you need to claim back.
The first thing we need to do is to establish whether or not you had a PPI policy(ies). Simply click on the link below and we can investigate this for you.Start My Plevin PPI Check(s)
Who sold PPI?
We have provided a list below of some Lenders who could have sold you Payment Protection Insurance (PPI):
How does the Plevin PPI Claims Process Work?
Complete your details and then tell us about your Lender(s). To allow us to complete a Plevin PPI Check(s) with your Lender(s), we will request that your Letters of Authority are signed online. We will provide you with documents to read, fill in, sign and download to complete the online process.
We will conduct a review to check your eligibility for a Plevin PPI Claim(s) and, where necessary, complete a Plevin PPI Check(s) by making a Data Subject Access Request(s) (DSAR). In some instances, we may require The Claims Guys Legal (TCG Legal), who are our Legal Partner, to assist with the Plevin PPI Check(s), using the Letters of Authority you sign.
Where we identify a potential Plevin PPI Claim(s), we will issue you with a Legal Pack(s) that provides further information about TCG Legal. By completing the Legal Pack(s) you provide Instruction for TCG Legal to proceed with a Plevin PPI Claim(s) on your behalf and we will refer your Claim(s) to them. We will provide ongoing administrative support to TCG Legal. We receive payment(s) from TCG Legal for any Claim(s) we refer to them.
Upon receipt of your Claim(s) file from us, TCG Legal will undertake a further assessment of the merits of your Plevin PPI Claim(s). If your Claim(s) has sufficient merit TCG Legal will then prepare and present your Plevin PPI Claim(s) to your Lender(s), which may include making a Court Claim(s) against your Lender(s). TCG Legal will charge a Fee(s) for any successful Plevin PPI Claim(s) of up to 40% plus VAT of any settlement refund(s) offered by your Lender(s). An additional Fee(s) may also apply. All Fees will be outlined in the Legal Pack(s). Find out more here.